The Hospital Daily Cash policy provides benefits in terms of two different plans, namely Basic and Enhanced as per an individual’s requirement. The daily cash limit for one could range from ₹100 to ₹10,000.
Some of the key features and inclusions of the Hospital Daily Cash policy are:
- Insured Sum
At the time of the hospital cash insurance claim, the policyholder gets a specific sum of money as the core coverage for the hospital expenses. This cover includes inadmissible expenses like surgical equipment, visiting member charges, etc. The lump sum amount is paid to the policyholder which is fixed earlier only.
- Covers Age Groups
Hospital cash insurance is available for all different age groups. The minimum age required is 6 months and the maximum age limit is 65 years. For a 6-month old child, the insurance policyholders will be the parents.
- Daily Expenses
Apart from the lump sum amount, the policyholder also gets a daily cash allowance to manage the daily expenses during the hospitalisation period.
The exclusions for Hospital Cash cover are any pre-existing diseases, fertility, non-allopathic treatments, cosmetic treatments and self-inflicted physical injuries.
For more details, one can also send an email to [email protected] in case of any queries or concerns.