Thinking of Investing: Think Tata AIA Plans

Business Wire India

  • Tata AIA funds have consistently outperformed benchmarks.
  • 95.25% of the rated AUM of Tata AIA Life is rated either 4 star or 5 star on a 5-year basis as of January 31st, 2024, by Morningstar Ratings*
  • As of 29thFebruary’24, the Company’s total Asset Under Management (AUM) was INR 96,532 Cr.

Over the past few years, Tata AIA, one of India’s leading private life insurers, has consistently introduced new investment opportunities to investors seeking to generate wealth. Exploring several diverse themes, Tata AIA has developed a robust suite of 8 Unit linked products.

These products have generated superior returns over multiple time periods, consistently beating the benchmark. The below table shows the performance of multiple Tata AIA unit linked products across diverse themes.

To add to this outstanding performance is the fact that the funds are also highly rated. 95.25% of the rated AUM of Tata AIA Life is rated either 4 star or 5 star on a 5-year basis as of January 31st, 2024, by Morningstar Ratings*, the global benchmark.

Tata AIA’s investment philosophy reflects an unwavering commitment to policyholders, focusing on delivering superior, consistent, and risk-adjusted long-term returns. Embracing a bottom-up stock-picking strategy backed by a well-defined research process, Tata AIA remains steadfast in sound investment practices, undeterred by market cycles.

To add to the fund performance is the suite of unit linked solutions that consumers can purchase. These includes products like Fortune Pro, Wealth Pro, Fortune Maxima etc. In recent years, Tata AIA has introduced ‘one of its kind’ solutions, namely Investment Linked Plans under the Param Rakshak (PR) series. These solutions enable consumers to avail market linked plans with a higher protection cover, thereby offering the dual benefit of financial security with wealth creation opportunities. Some of these solutions include PR Pro, PR Elite etc, offering wide range of premium payment and payout terms. What more, consumers can avail options like Systematic Withdrawal, in line with their investment needs. 

Recently, the company has also introduced Pro-Fit which enables them to invest for future health related expenses while generating wealth through market linked investment. To add to this is the Health & Wellness proposition, with the globally renowned Vitality platform, available only through Tata AIA solutions in India. This allows to adopt a healthy regime and also get discounts on their policy premium amount.
The long-term prospects for the Indian economy remain promising, bolstered by several key growth drivers, One crucial factor contributing to this optimism is India’s sizeable and rapidly expanding middle class, which continues to fuel consumer spending. This trend coupled with a robust industrial sector, has positioned India as an increasingly attractive investment destination on the global stage. Projections indicate that the Indian economy is poised to achieve a growth rate of around 7% for the fiscal year 2024. Furthermore, with continued momentum, India is widely anticipated to ascend to the ranks of the world’s top three economies by 2030, underscoring its emergence as a significant player in the global economic landscape.

*©2020 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from the data published on various dates and procured from various sources and (4) shall not be construed as a n offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any traducing decisions, damages or other losses resulting directly or indirectly from the information.